Paytm Money has joined its hands with JioBlackRock to launch a new active equity fund, targeting retail investors and introducing more advanced investing strategies to the mainstream, as per Inc42.
The JioBlackRock flexi cap fund opened for subscription on September 23, 2025, and will close on October 7, 2025. Notably, the Paytm Money app will offer it exclusively, allowing investors to start with a minimum of Rs 500, either through a lump-sum or a Systematic Investment Plan (SIP).
The fund adopts JioBlackRock’s Systematic Active Equity (SAE) model, which combines traditional fund management with data-driven tools such as artificial intelligence (AI), machine learning, and alternative data sources.
For example, the SAE framework will draw analyses from both conventional metrics and alternative inputs like social media conversations to scan roughly 1,000 Indian stocks.
The indicative Total Expense Ratio (TER) is around 0.5%, i.e., the yearly fee the fund will charge for managing an investor’s money, and the fund carries no exit load: which meaning an investor can sell without an additional fee.
A Paytm Money spokesperson claimed that the Rs 500 minimum investment allows the average investor to access global technologies.
Meanwhile, a JioBlackRock spokesperson remarked that Paytm Money’s digital distribution network will help them deliver a “scalable, low-cost equity solution for India’s growing market”.
In Focus: The Paytm And Jio BlackRock Partnership
Most recently, on August 6, 2025, Paytm Money announced via its blog that it would partner with JioBlackRock to offer five new Index Fund New Fund Offers (NFOs) accessible through its app with zero commission and an entry point set at Rs 500, running from August 5 to 12, 2025.
For context, NFOs are a type of mutual fund scheme that Asset Management Companies (AMCs) offer in the market.
Paytm Money emphasised fully digital onboarding, no hidden charges, and investment control via SOA (Statement of Account)-based access. It also claimed that its partnership with JioBlackRock, bringing their latest NFOs to the platform, would “empower users to invest with transparency, ease, and confidence”.
Elsewhere, a JioBlackRock spokesperson claimed that these funds are “a simple and low-cost way” for Indian investors to participate in the country’s growth by diversifying their market exposure.
Previously, JioBlackRock Asset Management secured regulatory approval from SEBI in May 2025 to commence mutual fund operations in India.
It unveiled a leadership team and launched its website in June, introducing an early access platform for investors. Notably, its maiden NFO (index and other schemes) raised about Rs 17,800 crore.
Fintechs And Mutual Funds
Several fintech platforms in India have long since begun bridging the gap between retail investors and mutual funds. As early as January 2017, FreeCharge introduced mutual fund investing…
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